Cost assumptions · set v0 · 2026-07-29
Vat rate
15.0%
Unconfirmed ·
as at 2018-04-01 · South African VAT standard rate. The increase proposed for 2025 was withdrawn; confirm the rate current at the date of use.
Transfer duty bands
6 marginal bands, nil to R 1 100 000.00
Unconfirmed ·
as at 2023-03-01 · SARS transfer duty table. UNVERIFIED and known to be behind - the scale is revised most budgets. Immaterial below the nil threshold, which covers the price range in the Gate G0.3 census; confirm before modelling anything near or above it.
Conveyancing bands
3 price bands, from R 25 000.00
Unconfirmed ·
as at unknown · Placeholder tariff estimate by price band. UNVERIFIED - obtain from the conveyancer who would handle the transfer.
Commission scale
3 bands, cap R 40 000.00
as at 2026-07-29 · Recited verbatim in a July 2026 sheriff's notice and reproduced in specification v2.3 Section 7.1. Fallback only - prefer the scale the notice itself recites.
Market gross yield
10.9%
Unconfirmed ·
as at 2025-12-31 · Rode's Report, gross apartment yields averaged 10.93 per cent in Q4 2025, read from a secondary summary rather than the report itself. Confirm against a current edition before quoting it.
Default deposit
10.0%
Bid premium over reserve
10.0%
No-reserve band
R 50 000.00 to R 500 000.00
Municipal arrears provision
R 0.00 to R 80 000.00 — no area evidence
Eviction provision
R 0.00 to R 45 000.00 — no area evidence
Remediation provision
R 0.00 to R 50 000.00 — no area evidence
Levy arrears provision
R 0.00 to R 60 000.00
Transfer duration
3 to 9 months
Holding cost, monthly
R 1 500.00
Implausible yield above
25.0%
Nothing here has been confirmed by a professional. Any figure marked unconfirmed that moves a number appears as a flag on the listing that used it, rather than sitting quietly on this page. Editing is not wired up yet — a change creates a new numbered set, results already recorded keep the version that produced them, and that write path lands with the review queue in Phase 3.
Localities · set v0 · 0 held
No locality data held. Market value and rent are what turn a cost into a judgement, so
until a report is ingested every listing routes to review on market and no yield is
computed. The ingestion contract is documented in propertylane/localities.py.